Although highly aggressive, dozens of home improvement grant applications backed by the government on the county, state and federal ranges can be found as potential sources of funding. “It’s at all times worthwhile placing an element in your credit card, as this provides you the added part 75 protection do you’ve got to hit a snag along with your builder and the enhancements don’t come up to scratch,” Hagger says. Credit cards can be a sensible method to pay for home enhancements, especially if you’re on the lookout for a smaller sum, Hagger says. There are nonetheless playing cards offering up to two years’ interest-free borrowing on purchases, from brands similar to Barclaycard, Sainsbury’s Bank, Tesco and MBNA. Hagger says borrowing £35,000 over seven years starts from about 6.7% APR, which implies monthly repayments of about £520.
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